Guides

A second charge, also known as a second mortgage, is a secured loan where the borrower uses their home as security. They are often utilised as a method to get money without needing to remortgage. How does a second mortgage work? You’re only eligible for a second charge if you’re Read More ->

There is no doubt about it, selling your property and moving into a new one is not an easy chore. When making a list of all the things you need to do, it can seem a very daunting task. From puttin your property on the market all the way to Read More ->

Selling a house is not an easy feat. It involves plenty of time, money, and often stress. If you’re looking to buy a different house, you then need to coordinate buying and selling at the same time. Sometimes things don’t go to plan and you can’t sell your home as Read More ->

Are you over 50 and want to move house or remortgage your home? It may be a little more tricky as you get closer to retirement, but in this blog we detail if there are age limits to getting a mortgage, if you can get a mortgage after retirement, and Read More ->

Are you thinking of downsizing? In this blog we cover common reasons for downsizing, and some tips for how to prepare for your smaller home. Why do people downsize? Downsizing is not always a bad situation connected to financial troubles. Many move to a smaller home after their children have Read More ->

Selling a property is never an easy task. There are so many different hurdles to overcome to finally get to the completion finishing line. The process of moving home can be made more so difficult when you have an added time pressure. But what are your options in order to Read More ->

When its comes to selling your home, everyone knows that the traditional method is through an estate agent. However, it is never clear how much of a cut your estate agent may take from your property’s sale. Fees can largely vary depending on the agency and can be difficult to Read More ->

Starting your research on mortgages can be a scary time, there’s lots to learn before you apply. Research has shown that around 35% of people assume they aren’t eligible or don’t earn enough, and 33% find the process confusing and stressful. In the UK, there are 4.8 million self-employed people. Read More ->

Giving notice to your landlord means you want to move out and end your tenancy. If you don’t correctly hand your notice in, you could end up paying rent and bills even after you’ve moved out. Always check your tenancy agreement before handing your notice in, it will detail when Read More ->